Dream By Day

When Phillip married me, I had two mortgages and $50,000 worth of debt in the form of an equity loan that had partially helped my mom get through school and partially funded the second house which was mostly being paid off by my roommates until I got married. All of a sudden all these decisions that people had told me were wise felt like a big mess.
We decided to take Dave Ramsey's Financial Peace University and it changed the course of our lives forever! He gave us a dream. A dream of being out of debt and the baby steps we needed to get there. Once you have done it, it seems like common sense but at the time I had no idea how to climb out of that hole.
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Within 2 years, we paid off the entire $50,000 and sold one of the houses. Within 5 years we were completely debt free. What I learned most from this experience is that dreams are what drive us!

Once I knew what I wanted was to be out of debt, I was willing to do anything to get there. The sacrifices didn't even sting because what I wanted was so much more rewarding than whatever momentary temptations called out to me.

I know it's easy to feel powerless when all around us people are living lives that seem unattainable to us, but this is what I have discovered: We aren't dreaming big enough!
I want you to think about the phone in your hand, or some of the beautiful clothes hanging in your closet, or a trip you took that you barely scraped the money together to pull off. When something is important enough, we figure it out! We sell some things, or take a side job, or develop a new skill. When we get in that zone, we are unstoppable!

Success and achievement are not out of reach, we just need to dream bigger than we are right now! Some of the things that have served me most were getting my health and finances in order. Working towards those things was empowering, reaching those goals gave me confidence to pursue even bigger goals and a solid foundation to build on.

Just as Dave Ramsey took me through the baby steps of getting out of debt, every dream in my life has had steps, has required sacrifice, vision, and consistency! If you want to have an exciting life it starts with those unexciting things, but its WORTH IT!

Instead of sitting on the sidelines feeling defeated, get back in the ring! Get excited about things you want to accomplish and figure out what the steps you need to take to get there. That may mean starting with your health or finances and branching out from there but its still a step in the right direction!
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Once you get a glimpse of all the incredible things within your grasp you will never want to settle for less! Let's be those that dream by day! <3